A Midwives Choice
With over 35 years of experience, our family-run business has spent decades supporting community-based midwives and charities across Aotearoa. We’re all about making things easier for the people who spend their lives caring for others.

Our Mission
We’re your friendly guides on this haerenga.
Our mission is to support you in building a thriving, sustainable midwifery career — not by adding more to your plate, but by taking the numbers off it. You didn’t become a midwife to manage spreadsheets. You do this mahi to care for hapū māmā, pēpi, and whānau — to uplift your community with aroha and presence.
That’s where we come in. We handle the financial side with clarity, care, and calm — so you can stay focused on your calling. We’ll help you keep things organised behind the scenes, plan for the future, and feel confident along the way.
Our kaupapa is simple: when your pūtea is looked after, you’re free to do what you do best — manaaki whānau.
Your Benefits
We’ve designed everything with Midwives in mind — whether you’re just starting out as a graduate or transferring from Core.
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Free Consultation
- Including GST & Xero setup — no obligation
- Switching from Core to LMC
- Already LMC? Save time & money with an accountant who understands.
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Graduates
- Interest free start up loans
- First 6 months of Xero free
- IRD early payment discount support
- GST registration and Xero Midwifery setup in five minutes over the phone together
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Support with IRD
- Secure correspondence
- Tax arrangements
- Tax relief application
- JANE Service (Optional) The best of Hnry and Xero combined
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Friendly Local Support
- Swift zoom or telephone support, from our team of midwifery specialists
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Local NZCOM Branches
- Charity reporting and GST filing included
“Ma tini ma mano ka rapa te whai”
"Many hands make light work"
Tailored Tax Support
For midwives who prefer peace of mind — let JANE take care of your taxes automatically.
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Your taxes, automatically deducted JANE calculates your taxes in real time and sets money aside — no year-end surprises.
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See what’s actually yours Know your true available income after tax, fees, student loans and other deductions.
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Stay IRD compliant — even with arrears JANE helps demonstrate forward compliance for midwives with existing IRD tax debt.
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Automatic student loan, ACC & GST payments JANE handles all obligations — including personalised catch-up plans.
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Peace of mind for 30% of midwives A third of midwives struggle with tax payments. JANE was built to solve this.
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Costs less than Hnry for full-time midwives

Xero Accounting Support
It’s time to get it working for you.
Getting started is easy. We’ll help you link your business bank account to Xero so that your transactions come through automatically. You don’t have to upload anything or keep paper records — it all just flows in.
From there, just remember: put business through your business account. That’s it. Keep it clean and separate from personal spending.
We’ll also show you how to “code” your transactions — that means telling Xero what each one was for. It’s simple, takes just a few minutes to learn, and we’ll guide you through it step by step.
Client testimonials
Real feedback from our clients — we’re proud to support midwives all across Aotearoa.

Pricing
Why We're Cost-Effective
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100% online — no office or corporate overheads
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Rates ~25–50% lower than traditional firms
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Discounted rates for first-year midwives
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We aim for less than 1% fees for our full-time midwives
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No hidden fees, no lock-ins
Meet the Team Behind Accounting for Midwives
At Accounting for Midwives, we’re here to make life a little easier. We know that being a midwife is more than a job — it’s long hours, big emotions, and not a lot of spare time for admin.
That’s why we keep things simple, friendly, and calm. No jargon. No overwhelm. Just a supportive team that understands your work and takes care of the financial side — so you don’t have to.
We’re real Kiwis, easy to talk to, and always just a message or call away.

Gerard Mullin
Managing Director
Questions? We've Got Answers.
Here are a few of the most common things we get asked
I’m a new midwife — where should I begin?
We recommend booking a free consultation. We’ll guide you through registration, taxes, and setting up your finances right from the start. We will send you a free zoom recording of Gerard presenting to Graduates on all they need to set up.
How much does it cost to work with you?
Our fees are typically less than 1% of your gross sales, and our rates are ~25–50% lower than traditional firms.
What is JANE?
JANE is our in-house tool designed specifically for midwives. It calculates tax in real-time and gives you a clear picture of what’s truly yours.